Yakshita

Mudra Loan means Micro Units Development and Refinance Agency. Under its guidance, loans are given to micro, small and medium enterprises from banks. It can get a maximum loan of up to Rs 10 lakh. Pradhan Mantri Mudra Yojana is a big work scheme to give more momentum to your employment or business. In this you get financial help. If you are also thinking to apply for an e-Mudra loan from State Bank of India to further grow up your business, then you should do some special preparation before that. SBI e-Mudra Loan? If you are a savings account or current account holder in SBI, then you can take an e-Mudra loan of up to 50 thousand rupees from SBI. For e-Mudra loan, you can apply online from home. Eligibility for SBI e-Mudra Loan:- There are certain standards for taking this loan online. According to the information given on the SBI website, you should be a small entrepreneur. Your saving account or current account in SBI must be at least six months old. The loan period is for a maximum ...

Overdraft Account is an account in which you can withdraw more than the amount lying in the account. This is a kind of loan account. However, it can also be called a Current account, in this you can do any number of transactions everyday. The biggest special thing about this account is that you will have to pay interest only on the outstanding amount i.e only the amount taken on the loan. This is how Overdraft is available? Almost all the government and private banks offer overdraft facilities, in which some provide this facility on current account, salary account and FD. However, some financial institutions offer Overdraft facilities in lieu of shares, bonds and insurance policies. Along with this, some banks also offer their customers the facility of Overdraft after seeing the credibility of their customers. In this facility, taking a loan and repaying it is very easy. You can withdraw so much money from Overdraft Account? Banks already decide the limit for withdrawing money from ove...

The Forest and Wildlife Department, Chandigarh Administration has invited  applications for recruitment to the posts of Forest Guard and Forest Officer. Eligible and interested candidates can apply for these posts through the official website from 29 September to 20 October 2020. See details here:- Chandigarh Forest Recruitment 2020:- Department of Forest and Wildlife, Chandigarh Administration has invited applications for recruitment to the post of Forest Guard and Forester. Eligible and interested candidates can apply for these posts through the official website from 29 September to 20 October 2020.   Important Dates:- Starting Date of Application - 29th September 2020 Last Date of Application - 20th October 2020. Total Posts:-  Forest Guard - 14 Posts Forester - 6 Posts Salary:-  Forester - Rs 10300 - 34800 + 4400 GP Forest Guard - Rs 10300 - 34800 + 3200 GP Eligibility Criteria for Forest Guard and Forester Posts:- Educational Qualifications:-  Forest Guard ...

There is a discussion between the ongoing agitation against the new laws related to agriculture in the country -MSP i.e Minimum Support Price. After all, what does MSP mean? Why are farmers afraid of ending the MSP system? How is MSP fixed? Why are the problems of farmers unable to be resolved even after repeated issue of MSP? Let us try to find answers of such important questions. What does MSP stand for? MSP is the price of agricultural products declared by the government, like if the MSP of an agricultural product is Rs 1000 per quintal, then it is believed that the farmer should get such price for that agricultural product. How does Government decide the MSP? The Central Government conducts the MSP of major agricultural products keeping in mind the recommendations of the CACP ( Commission for Agriculture Costs and Prices). According to the information given on the CACP website, it is the attached office of the Ministry of Agriculture and Farmers welfare, Government of India. It cam...

PM Saubhagya Yojana was started by the Prime Minister of our country, Shri Narendra Modi, with the objective of giving free electricity to the poor. As you all know electricity has become a necessity for all in today's era, it is not possible to live without electricity, but there are some sections of our country who have not yet got electricity in their home. The reason for this is that they are financially weak and not able to take an electricity connection. To overcome this problem, the Prime Minister Sahaj Bijli Har Ghar Yojana was launched under which all these poor and needy people will be given electricity connection for free. Main Objectives of Pradhan Mantri Saubhagya Scheme:- Under PM Saubhagya Yojana, the area of the country which has not yet got the electric wires, there will be a Solar pack provided by the central government, with the help of which 5 Led bulbs and a fan can run. A budget of rs 16320 crore has also been allocated by the central Government for the smooth...

One have the last chance to get a free cylinder under the Prime Minister Ujjwala scheme. The Modi Government launched the Pradhan Mantri Ujjwala scheme to provide free gas cylinders to the poor rural women of the country. This is the last chance to get a free cylinder under the Ujjwala scheme (PMUY). The central government implemented the scheme in 2016 for three years. The scheme will be phased out in year 2020. Last chance to get the free LPG Cylinder:- The Pradhan Mantri Ujjwala Yojana scheme was launched by the government in 2016. The government started it for three years. In such a situation, after September, you can not apply under this scheme. If you want to apply for this scheme, then do it without any delay. The scheme launched by the Modi government for poor women was started for three years only, whose deadline was to end in April 2020, but due to Corona crisis and lockdown, the government has extended it till September 2020. 7.4 Crore women gets benefit till September :- To...

Permanent Account Number (PAN) is an important document. If your income exceeds the income tax exemption limit, you must have a PAN number. One had to first go to the office to take a PAN Card or apply offline. However, most applications are now made online. It is quite easy to apply online. Your PAN Card becomes available in minutes. You can download e-PAN online immediately after applying.  In April 2017, the country's largest tax affairs body, the Central Board of Direct Taxes introduced the e-PAN facility. How to apply for instant e-PAN card online? First, go to the e-filling portal of the Income Tax Department and click on "Quick Link" through "Quick PAN" basis. After that click on "Get new PAN" on the new page. For New PAN Card, enter your Aadhaar number and enter captcha code and generate OTP on mobile number connected to your Aadhaar. Authenticate to OTP. Authenticate the Aadhaar details too. You will also have the option to authenticate the em...

Although Honorable Prime Minister keeps inaugurating some government schemes every day, but recently another scheme has been launched called Pradhan Mantri Matsya Sampada Yojana. This scheme will help Fisherman to get loans up to Rs 3 lakh. Recently, the Central Government has approved this scheme and a package of about 20 thousand crores has also been prepared. About 55 lakh people are also expected to get new employment under this scheme. PM Matsya Sampada Yojana has been launched on Thursday 10th September. The scheme has been launched earlier but the launch has now been done. Along with the employment, fish cryobanks will also be established in the country. The Modi Government has launched a new scheme for fishermen. In this scheme, the government will spend about 20 thousand crores. Fishermen who do not have enough money to do fisheries properly, now there is good news for those fishermen , because the government has also issued packages for such people. The scheme has also been a...

Labour registration has started in the labour resources department of Bihar Government. This labour registration by Bihar Government is being done so that all the labourers in Bihar can registered and given work. The main purpose of the state government behind this card is to know how many working class people live in their state and how could they give maximum benefits to labourers. Eligibility for making Bihar Labour Card:- Grade Workers Mason or helper The Carpenter. Blacksmith Painter Electrician Tile worker and assistant. Gate grill welding workers. Roller driver Iron Binder. Workers engaged in road bridge construction work. Excluding Horticulture or Forestry under MNREGA Program. Female workers. Documents required to apply for Bihar Labour Card:- Aadhaar Card Bank Account. In case the employer does not provide 90 day's work certificate or if the employer does not provide the proof of work, he/she will have to submit a self declaration form regarding 90 days of work.  Two Colo...

The UAN  Helpdesk is an online contact center on EPFO's website to assist employees and employers with EPF related services. The contact number for the UAN helpdesk is 1800 118 005. Employers and Employees can contact the UAN helpdesk during business hours to support  EPF cases. SMS Format:-  EPFO launched an SMS service for the benefit of its EPF members. A person who has activated UAN can use this SMS service to view their PF account information. The SMS format is EPFOHO<UAN>LAN. The number to which this particular SMS format needs to be sent is 7738299899. The word "LAN" in SMS format indicates the language. The facility is available in 10 different major languages, including English and Hindi. Inactive/Inoperative Account Helpdesk:- To track inactive/inoperative PF accounts, the person concerned can contact the UAN helpdesk for inoperative accounts.  EPF Complaint Status:- The status of EPF complaints can be tracked online. An employee can use registration ...

Prime Minister Narendra Modi will address the 75th session of the United Nations General Assembly at 6:30 pm today. PM Modi will be the first speaker to address the General Assembly. The time before the forenoon has been fixed for them. PM Modi's address will be around 6:30 pm Indian Time. PM Modi's main thrust stating India's priorities will be on further strengthening of counter-terrorism global action. India will also emphasize that the process of placing and excluding individuals and institutions in sanctions committees should be made more transparent. According to observers, India will also insist on playing an in-depth role in the UN peacekeeping mission. Some Priority Issues for India:- To strengthen global action on counter-terrorism, India will push for greater transparency in the process of listing and presentation institutions and individuals in committees. Will continue India's active participation on issues related to sustainable development and climate cha...

Apple has launched a new exclusive online store in India. For a long time, Indian customers of Apple have dreamed of an Apple store in India. Apple has brought the virtual right but a new gift for Indian customers. With the opening of Apple's online store, we will tell you what will happen and what will not. Along with the great photo shoot of Apple  products, Apple has also brought out some new features, such as the "Apple Trade in" and "Configure to order". So what's new with Apple? What special discount will you get? Will Apple products be available in India only through online store? Let's Know... Will all Apple Products be sold in India?  There has also been a time when we see people around us complaining that some Apple products are not found in any store and then they go to another city or other stores to find the same product. Our problem has been overcome by Apple with this online store.  Does Apple have contactless delivery facilities? Can one ...

HPSSC Recruitment 2020 :- Himachal Pradesh Staff Selection Commission has issued employment notification for the vacant posts. Applicants can mainly apply for Junior Officer Assistant (IT), Station Fire Officer, Traffic Inspector, Technician, Statistical Assistant, Assistant Store Keeper, Steno Typist, Junior Engineer and other posts on regular basis. HPSSC Recruitment 2020:- Important Dates The application for these vacant posts issued by HPSSC is starting from 26th September 2020. While the last date to apply is 25th October 2020. After this, no application will be accepted. HPSSC Recruitment 2020 - Age Criteria  The age of the applicant should be 18-45. While SC/ST/OBC/Disabled/Ex-serviceman applicants have been given special relief as per the government guidelines. It is mandatory to bring the download copy and original certificate of the online application.. Also self attested photocopies should also be present. This document is essential for evaluation (15 Marks). Also, it is...

Aadhaar is a 12 digit unique identification number obtained by the residents of India. It is considered a proof of residence and identity approved by the Government of India. UIDAI has made Aadhaar registration mandatory for citizens of India. The introduction of Aadhaar has made it easier for government officials, bank employees and other organizations to identify an individual. Since more than half of our daily transactions take place over the phone, it was necessary for the government to launch a mobile app. Therefore, UIDAI launched "mAadhaar App" to provide an interface to Aadhaar number holders to carry their demographic information,Photo attached with name, date of birth, gender and address linked with their Aadhaar Number in smartphones. This app will help you get rid of photocopying or carrying the original card for verification services. mAadhaar Compatibility:- mAadhaar is currently compatible with Android smart phones. The Unique Identification Authority of India ...

A PAN card or Permanent Account number is a unique 10-character code, specified to all taxpayers in India. This card combines all transactions that attract taxes under a single source. This has made it very convenient for the government to keep an eye on these transactions. All the residents of India can also apply for Aadhaar card. The Aadhaar card is a 12 digit number issued by the Unique Identification Authority of India that serves as proof of Identity as well as proof of address for a person. As part of government's initiative to have a single document for each citizen of the country, the card acts as a personal identification card containing the biometric and demographic information of the individual. Aadhaar Link to PAN Card by SMS sending:- You can link Aadhaar to PAN by following these simple steps:- Type a message in the following format - UIDPAN <12 digit Aadhaar> <10 digit PAN> Then, send a message from your registered mobile number to 567678 or 56161. Impor...

Pradhan Mantri Vaya Vandana Yojana is a pension scheme for senior citizens launched by the Government of India. The scheme was officially launched by India's Finance Minister Arun Jaitley on 21st July 2017, although it has been available for purchase since its soft launch on 4th May 2017. This scheme is a boon for senior citizens in times of falling interest rates. The objective of the scheme is to provide regular pension to senior citizens. The scheme can be purchased offline and online through Life Insurance Corporation of India as they have been given the sole right to operate it. LIC has sold 58,152 PMVVY plans making INR 2705 Crores since its launch on 4th May 2017. Features of Pradhan Mantri Vaya Vandana Yojana:- There is no maximum age for entry in to the scheme for senior citizen. It provides a guaranteed rate of return of 8% to 8.30% per year. This plan gives the maturity benefit of the purchase price return. The plan allows premature exit and 98% of the purchase price is ...

Malnutrition has crippled most Indian Women in rural and semi- urban areas. A significant portion of rural Indian women suffer from under-nutrition and anemia. Poor nutrition greatly affects child birth and worsens the health of the infant and the mother. To overcome this problem, the Prime Minister of India launched the Pradhan Mantri Matru Vandana Yojana. Pradhan Mantri Matru Vandana Yojana formerly known as Indira Gandhi Matru Sahayog Yojana (IGMSY). Features of Pradhan Mantri Matru Vandana Yojana :- To provide sufficient rest to women before and after delivery of the first child, the scheme provides partial compensation for wage losses in the form of cash incentives. The cash benefits aims to improve the health of pregnant women and lactating mothers. The scheme covers all pregnant women and lactating mothers, except PW and LM, who are in regular employment with the central government or state government or public undertakings. The scheme is designed for pregnant women and Lactatin...

Toyota has launched the Maruti Suzuki Vitara Brezza based Urban Cruiser SUV. Its price starts from Rs 8.40 Lakh and goes up to Rs 11.30 lakh. It has been launched in three Variants. Japanese car maker Toyota has launched the small SUV Urban Cruiser in India. This is another variant of Maruti Suzuki Vitara Brezza, the second car launched under the Toyota-Suzuki partnership. The new Toyota Urban Cruiser is priced at INR 8.40 Lakh (ex-showroom). It is a sub-4 meter compact SUV that will compete directly with vehicles like Hyundai Venue, Mahindra XUV 300 and the recently introduced Kia Sonet. The company says that Toyota's SUV is especially for aspiring youth. Price :- The company has launched the car in three variants Mid, High and Premium. All three variants come in manual and automatic transmission. The mid-variant manual transmission costs Rs 8.40 Lakh and the automatic transmission costs Rs 9.80 lakh. The high variant manual transmission costs Rs 9.15 Lakh and the automatic transm...