KCC, Kisan Credit Card Yojana, PM Kisan KCC Scheme

The Government has thought of giving benefits to all the beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana as a beneficiary of Kisan Credit Card Scheme (KCC Yojana). According to the PM Kisan Samman Nidhi Yojana guideline, now all the beneficiaries of PM Kisan will be given KCC (Kisan Credit Card).

The farmers whose Aadhaar Card is verified and getting the installment of PM Kisan, can submit the KCC Scheme form to the bank. The farmer can be given a loan of up to Rs 160,000 under the Kisan Credit Card Scheme without any guarantee.

PM Kisan KCC Yojana 2020:-

The 16-point action plan for the welfare of farmer was introduced by the Modi Government in general budget, in which an important point was made for the beneficiary of Kisan Samman Nidhi Yojana.

According to this important point, all the beneficiary farmers under PM Kisan Samman Nidhi Yojana will be given the benefit of Kisan Credit Card. The government stated in its announcement that in the first phase 9.5 crore farmers will be linked with the Kisan Credit Card Scheme and after this, about 5 Crore farmers out of 14.5 Crore farmers will be added in the second phase.

PM Kisan KCC Form :-

The beneficiary of PM Kisan Samman Nidhi Yojana will have to fill up the PM Kisan KCC Form on the PM Kisan Portal in their bank to avail the KCC Scheme.Follow the below steps to download the KCC form:-

• Visit the official website of PM Kisan i.e pmkisan.gov.in
• As soon as you go to the website, in the menu bar above, you will see an option of downloading KCC form. Click on "Download KCC form".

• By clicking on the "Download KCC Form", the PM Kisan KCC Form will open in front of you, which you will have to fill and submit to your bank.
• You can see PM Kisan KCC Form below.

• Once the form is downloaded, take a print out and fill the form.
• Keep in mind that you have to submit the PM Kisan Form in bank where you have account under PM Kisan Scheme.
• Your PM Kisan KCC Form will be accepted by the bank manager and your registration will be done by the bank under Kisan Credit Card Scheme.

PM Kisan KCC Form Fill Complete Process:-

We are going to tell you the complete procedure to fill PM Kisan KCC Form below:-

• Column "A" PM Kisan KCC Form Fil" :- You do not have to fill any information in column "A" because all the information under it will be filled by the officials of the bank.
• Column "B" Type of KCC Amount of Loan Required:-  In this option, you have to first choose whether you are applying to get a new KCC Card, or if you already have a KCC Card, then you want to increase its limit, or if your KCC Card is closed, you want to start it again. Tick the option whomever you are applying for. There is another filed "Amount of Loan Required" where you have to mentioned the amount you need as a loan amount.
• Column "C" Particular of the Applicant :- Under this option, you will have to enter your name and information about the bank account number in PM Kisan.

          You can see 2 more options here:-  

                  1) PMSBY and 2) PMJJBY

    

           If you want to avail benefits from these above Government Schemes, then you have             tick on "Yes" Column. Note that you have to pay Rs 12 for PMSBY and Rs 330 for                 PMJJBY annually to avail benefits for these schemes, amount will be auto debited                 from your account.

• Column "D" Details of Existing Loan if any:- If you already have a loan under this column, then you will have to give information.
• Column "E" Particular of Total and Bonding of the Applicant and Crops:- You have to give information about your land and crop.
• Column "F" KCC to Fisheries and Animal Husbandry Farmer :- Under this option, you will have to give the name of your village and if you are involve in any activities or looking for that like fisheries etc.
• Column "G" Security Purpose to be Offered:- Under this option, you have to give information about what you want to give as a deposit. But according to the new rule, even if you do not invest anything, your KCC Card will also come. 

Note:- Submit the PM Kisan KCC Form in the same bank in which your PM Kisan's bank account is running.

Benefits of PM Kisan Credit Card :-

• With the help of Kisan Credit Card, farmers will be able to take loans at cheap rates and repay it to the bank in easy installements.
• Through the Kisan Credit Card (KCC), Farmers can easily be given loans  ranging from 12000 to 15000 on Canal Land.
• If a farmer needs a loan of more than Rs 160,000, he can also provide his land documents with KCC Application Form so that more laon can be provided by the bank.
• Under the Kisan Credit Card Scheme,  Loans will be given to farmers at less than 4% interest rates.
• The great thing is that now loans for animal husbandry and fisheries are also available under the Kisan Credit Card Scheme.

PM Kisan Credit Card Scheme Bank SMS :-

In the PM Kisan KCC Scheme, priority is being given to such farmers who do not yet have any loan.

The bank is messaging to tell them you are a beneficiary of Pradhan Mantri Kisan Samman Nidhi Yojana but you have not yet applied for Pradhan Mantri Kisan Credit Card Scheme from their bank.

You have not received any SMS from the bank, will you not get the benefit of PM Kisan KCC Yojana?

No, under the PM Kisan Samman Nidhi Yojana, all the farmers who are getting the installment money of the PM Kisan are also beneficiaries of the PM Kisan Credit Card Scheme (KCC).